Its quite bland, you said its your first so I'm not going to critique too much of the minor things, but I'll let you know what I think could go a long way.
1. A pattern, gradient, or noise, putting something on the background would add some detail, and make it look less flat
2. Layer Styles. Again, adding proper layer styles would help the text, dividers, etc. Stand out
3. Font Choice, I'm not a huge fan of the font on this layout, but of course that's all personal preference.
Overall 6/10