Alot of people are getting billed for methods. The lucky that knew what they were doing got away with it. I've never heard of raids, but i guess its possible. I wouldn't risk using a method at this time. Its too late honestly.
I didn't jump on it when i heard about it because i didn't know entirely what i was doing in this situation. From my experience, microsoft is kinda difficult to fuck with, not in all cases though.