Before I MM I will need consent of both parties (Buyer and seller) to my terms of service.
Terms of Service
1. If a party in the trade chargesback through the payment provider I will NOT be held responsible.
2. Once I have given the item to the buyer I will no longer have any responsibility to what happens afterwards.
3. The parties must agree to who will be paying the fee BEFORE you contact me.
Because One is a trusted member of this forum. It's better to pay 5% and avoid being scammed, than not pay anything and get scammed by some illegitimate newby member.