negative paypal balance

raysion said:

hey guys I just wanna know what happens if u have a negative paypal balance? does paypal contact u or sumthing saying u owe them money?

if u have a non verified paypal, and it has a negative balance, will paypal actually come after you and try to collect money from u in real life?

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Philly said:

If you don't pay the negative balance after I believe 120 days, They will send you into collections. In which each money after its sent to collections the money goes up. Once it is sent to collections, It will also go against your credit. Which will make you have bad credit so its harder to buy cars, houses and get loans. Things like that.

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raysion said:

oh ok, but my paypal is unverified meaning that it is not connected to my bank account or cc or anything. will they still come after me? like I dont have a negative paypal balance, im just worried that if I trade with someone, and I spend the money, they will charge back on me and I will have a neg balance? will they still come after u even though u have a unverified paypal?

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Philly said:

Yes they will still come after you. Its not like you think. They will call you about 10 times a day, And send letters to your house. Thats about how far it will go. BUT, The money thats negative will get bigger and bigger. I don't really think you read everything I said in the last post. But I suggest you read it. The only way that any of this will not happen is if when you made your paypal account you put false information, In which by doing that, You are committing fraud, And can get into more trouble.

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raysion said:

lols. and wut u mean by the balance will get bigger? like if i dont pay it the first day, they will increase the debt the second day?

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Philly said:

No like once you get sent to collections. You cannot pay the money to paypal anymore. You have to pay the collection agency than THEY pay paypal. Each week or month or what ever the amount you owe goes up. I once had a negative paypal for about a year, And I was negative like 80 bucks. It turned into 430 dollars. It fucking sucked.

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raysion said:

oh wow. well I dont got a neg paypal. I just gotta purchase something and I hope the person dont charge back is all

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Philly said:

Well honestly I wouldn't worry about it if I where you. If you feel you are going to get charged back by someone don't trade with them. Than you will never have anything to worry about.

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raysion said:

ya but the thing is I dont really know how to determine that. I wanna sell my stuff to a trusted member, cuz I gotta buy a textbook for college man and I dont want the guy to chargeback on me and I get in trouble during class or whatever. I dont wanna worry about a neg paypal balance either since I wont have time to check my paypal or anything. Im going to be very busy.

I got like new members on hf that wanna buy, but they are all wildcards, I dunno if they are legit or not. I also kinda dont wanna sell to leets or ubers on hf cuz they tend to take advantage of regular members like me. I got high rep there but they try to use their social class or whatever

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