I didn't pay a charge back to Carbon and paypal gets a collection agency after me, just got a bill in the mail for $308 to this collection agency and if I don't pay it will affect my credit. I'm 15 looking for a job and now I have to pay this bull shit. Chargebacks are so dumb and now online stuff is affecting my real life money credit.
That fucking sucks....
Them actually coming at you IRL
Just get a Parent to pay for it and tell them you will pay it back with intrest or w.e So it doesn't fuck your future up etc