Either $2 or $5 dollar pay out is fine with me. If you are active enough or is posting here the whole day then reaching the minimum or even the $5 can be easily reached. But then again we have to post quality responses if we want to earn the $0.03 fast because if you notice, no matter how many times you post, if the quality of the posts are low, you dont get anything for what you posted.
This is a very good suggestion. On alertpay I think the minimum payout should be $2 for every one instantly. In this regard the interest of new users shall be shown.