Well if you don't mind Im going to twist this a bit and answer it in a little bit of a different manner. If I only had $20.00 left to spend in a paycheck and I had a lot I needed to buy I'd first write out what I needed. Then I'd see if I could survive without a few of those things. Toilet paper, yes we need it but we can also use wash cloths to do the same thing, that'd mean more laundry every daybut it'd be no need for toilet paper until next paycheck. I'd also probably look at my grocery list and figure out, out of all of that which is what I want vs want I need. After that I'd look at bills I might have to pay, gas? could I walk to and from where I needed to go? Probably so and so I'd do that, there you have it! That's what I'd do.