Credit Card

crizgram

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Please help to to decide if i will going to apply credit card, what are the disadvantages and advantages on it? is it advisable to have credit card
 
first of all,i don't have a credit card. so i can't base this from my own experience.
if you don't want to bring too much cash with you when you go shopping, then having a credit card is advisable.
if you can't manage your money wisely,don't get a credit card.
 

thank you so much i like this advice you have really simple and easy to understand
 
ahm the advantage is you have money to spend for your wants but on the other side it add to your liabilities. later on you will find difficult to pay for it. there are alot of extra charges. credit card is like when adam eat that apple and god throw they a way.
 
for me i don't have credit card because they say that is credit lol...just be spend money wisely and think many times before buying.for me i don't need credit card..less problem.
 
arnelia said:
for me i don't have credit card because they say that is credit lol...just be spend money wisely and think many times before buying.for me i don't need credit card..less problem.

sounds not good then maybe this will turn to be harm if we have lots of debts
 
We can't help you, just decide you, if you can control all that you buy yes, if no think twice, or just start to control it...
 
alvarorojas4 said:
We can't help you, just decide you, if you can control all that you buy yes, if no think twice, or just start to control it...

ahhh thats good way then thank you for it
 
i think in every thing there are two types advantages and disadvantages i thin it is good also and bad also you have to decide it
 
crizgram said:
Please help to to decide if i will going to apply credit card, what are the disadvantages and advantages on it? is it advisable to have credit card

It is best to have a credit card for you, anytime one can make purchases and make payments using your master card. Rather than running to the bank for withdrawals. Its so very convinient to use it rather wasting time.
 
crizgram said:
Please help to to decide if i will going to apply credit card, what are the disadvantages and advantages on it? is it advisable to have credit card

Credit cards arent bad to have, if you can pay them off every month. Once you let the interest grow youll never catch up. There was an article in the usa magazine time a few months back. Which said if you charge 1000.00 dollars to a credit card, and only pay the min. payments. it will take you 9 years and 6500.00 to pay it off. Now is it worth all that? I dont think so.
 
In my opinion, you can have credit card because it is your option rather than a bank account. You can use your credit card for your online earning purpose.
 
can anyone help me to get a very cheap paypal virtual credit card..i have only 5$ in my unverified paypal and want to buy a vcc with it..please anybody help me
 
yes it is good to have credit card and i will advice you to have credit card coz it will easy to do big business and other things.
 
manjudh said:
It is best to have a credit card for you, anytime one can make purchases and make payments using your master card. Rather than running to the bank for withdrawals. Its so very convinient to use it rather wasting time.

yess i figure it out now how useful to have credit card but also consider the risk on it
 
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